Rogers World Elite Mastercard Cardholder Agreement

No international transaction fees – Buy anywhere in the world and avoid cumbersome fees during your next adventure. All User Offers: Collect 1,000 ritual reward points after dropping your fifth hot beverage order in the same calendar month with your eligible Mastercard as your payment method. Ritual Rewards points are not awarded to users who do not use a World or World Elite Mastercard credit card issued in Canada (“Mastercard”). Orders paid with vouchers do not apply to the number of hot beverage orders. Hot drinks are defined as coffee or tea menu items available in all restaurants in the ritual network of resellers in Canada. May not be combined with other offers or with advertising or referral credits. Changes to the action are reserved. Additional terms and conditions may apply. For full details, please visit: www.ritual.co/mastercard 1. Certain conditions and exclusions apply. For more information, see: www.boingo.com/legal/end-user-license-agreement-boingo-customer-agreement/ All Users Offer: Authorized users receive 1.5 times Ritual Reward points with each order if they use a World or World Elite Mastercard credit card issued in Canada as a means of payment.

May not be combined with other offers or with advertising or referral credits. Changes to the action are reserved. Additional terms and conditions may apply. Further information can be found at: www.ritual.co/mastercard offer for new users: Receive 20 CAD of ritual vouchers if you register for Ritual with the promo code “MC2020” and use an authorized mastercard as a means of payment to your ritual account (the “Offer”). New authorized users must access the offer by typing the promotional code “MC2020” during registration. Offer applies only to new ritual inscriptions justified in Canada. Coupons for new users expire if they are not used within 30 days of signing up for Ritual. Upon registration, new users must add a World or World Elite Mastercard credit card issued in Canada and pay with it (“Legitimate Mastercard”). CAD$20 in new user purchase credits are spent as four graduated $5 CAD coupons. All vouchers must be applied to a minimum pre-tax order value of $10 CAD. New eligible users receive: (1) a voucher in the amount of $5 CAD upon registration, which will be automatically applied upon first order; (2) a voucher in the amount of $5 CAD after the use of the first voucher, which automatically applies to the second order; (3) a voucher in the amount of CAD $5 after use of the second voucher, which automatically applies to the third order, and (4) a voucher in the amount of CAD $5 after use of the third voucher, which will be automatically applied to the next order. With each order, if the value of the balance is greater than the value of the order after taxes, the residual value of the balance of the voucher is lost.

Vouchers can be redeemed once per restaurant at select participating restaurants. You can find the full list of participating restaurants in the app. This offer cannot be combined with other offers or with advertising or referral credits. Changes to the action are reserved. Additional terms and conditions may apply. For more information, see: www.ritual.co/mastercard 24/7 Assistance with card-related questions, anywhere in the world and in all languages4. 4. Get emergency help virtually anytime, anywhere and in every language. Mastercard Global Service helps you report a lost or stolen card, get a refund of an emergency card or cash advance, find an ATM, and answer questions about your account. .

. .